TinyCashflow

TinyCashFlow is a manual cashflow tracker with an infinite timeline. Instead of just showing your past spending, it projects forward — scroll to any future date and see your exact balance, accounting for all your recurring transactions. Built around a spreadsheet-style interface, everything is on one screen. Edit inline, filter on the fly, and quick-sum any selection. It supports multiple currencies, crypto, and shows a running net worth column across all your accounts. No bank connections or sign-up are required. The free tier is genuinely useful, while premium adds cloud sync, mobile, and multi-sheet support. It works on Mac, Windows, iOS, and Android, and is fully offline first.