The System

Stop living paycheck to paycheck by automating your finances

The System

Stop living paycheck to paycheck by automating your finances

The System organizes every paycheck Spending, Bills, and Savings. Then it sends that Savings to pay off your debt, then build an emergency fund, then grow a nest egg.

Our mission is to transform debtors into investors through automation.

adamfrankly COO

Erik Needham CTO

The System August 14, 2017 6:12pm

I used to live paycheck to paycheck despite making a good six-figure salary. After a lifetime of being clueless about money, I did a complete 180 and learned everything I could about Personal Finance. I took the best practices of everything I learned and created The System to automatically pay off my debt, build savings, and grow a nest egg. It worked great and my friends started asking me to do the same for them, and that's when I thought of making this into a service for others to use. Let me know what you think!

Sandra Sallin August 14, 2017 6:49pm

Brilliant idea and so easy to change your financial life.

The System August 14, 2017 11:34pm

@sandrasallin Thanks for the kind words!

Words In Winter August 14, 2017 11:17pm

Wow, so excited to use this system! Watching the rich get richer and poor get poorer over my life, I would love the help to pay off my house and have a nest egg for retirement.
Can't wait!

The System August 14, 2017 11:33pm

@WordsInWinter Exactly - the rich have money managers, but us regular folks have to figure it out on our own. The System automates the best practices of personal finance so you can relax knowing your money is working for you.

Anindyo Gupta August 15, 2017 5:03am

Innovative and practical--can't wait to use it

The System August 15, 2017 5:03am

@AnindyoGupta Thanks, Anindyo!

Björn August 15, 2017 8:35pm

This is such a great idea! Will this service be US only or will it be possible to use it in Europe/ Germany as well?

The System August 15, 2017 8:52pm

@ibjornuk Hi Bjorn, the company we use to connect to your bank (Plaid.com) only services banks in the USA (and some in Canada). So the short answer is: not yet. The long answer is: yes, supporting European banks is part of our World Domination Plan :)

Mijael Feldman August 15, 2017 9:11pm

Amazing solution!! Finally, there's a financial app to automate all my finances!

The System August 15, 2017 9:15pm

@mijafeldman Thanks, Mijael!!

Yo Shibata🤷🏻‍♂️ August 15, 2017 11:31pm

This is the app I've been waiting for.

Rob Giesecke August 16, 2017 2:34am

Truly innovative, and yet it's something we can all understand. Great app.

Dan Albritton August 17, 2017 12:34am

I love the idea of an app that just moves my money around for me! Does it really work that way? I'm tired of remembering to transfer money to my savings account and my IRA and remembering how much and when to do it when I have extra money left over in my paycheck.

The System August 17, 2017 1:06am

@dan_albritton The System is an automated version of the "Pay Yourself First" principle: As soon as your paycheck hits the bank, we take a portion and send it where you need it the most.

If you have debt, we pay it off. If you don't have an emergency fund, we create one for you. If you're debt-free and have an emergency fund, we invest it for you.

Whatever rung of the Ladder of Personal Finance you're on, we work to get you to the next rung. And the next. Every payday, year after year, until you're set for life.