SPENDiD is a simple, predictive approach to budgeting that lets users quickly understand their cash flow health, regardless of financial literacy level. Based on take-home income, demographic factors, and major expense amounts, users are provided a 0-100 scale SPENDiD Score indicating not only their cash flow health, but also where opportunities may exist to take action to lower financial stress and improve their SPENDiD Score by more informed financial decision making.

Backend data is updated regularly so users are invited to recheck their SPENDiD Score often. Cash flow health is Job 1 in any financial wellness plan. SPENDiD uses data and technology to make budgeting simple for everyone.