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Plum

Save more money with your very own personal savings assistant

Plum

Save more money with your very own personal savings assistant

Plum is your personal savings assistant. Saving money is hard - but not with Plum. Our super smart algorithm monitors your historical and daily spending habits and automagically sets money aside every few days.

Plum will never take more than you can afford and your money is always available for instant withdrawal for those unexpected expenses. Chat with Plum over SMS to get your balance, access your savings and tips on how to save more.

I've been hoping for something like this that is not just for the U.S, I can't wait to get started with it. :)
@ianmayman Thanks Ian! Looking forward to getting you onboard :)
Is there are anything to ease the temptation to raid the Plum account to go buy something? For example, can I stop myself from withdrawing by either paying a fee to you or waiting an agreed period of time for the money? Could the requested withdrawal be cancelled (once temptation has passed) up to 24 hours before it is transferred?

I imagine you'll charge fees somewhere, so how will you make money?

Will there be an option of savings goals or a target? Perhaps weekly or monthly savings goals and a balance goal.
Hey @ianmayman, sorry for the late reply! All your points are great and we've thought about them as well :-) We will launch the auto-saving functionality at the beginning but goals and features around the behavioural aspect of saving money will definitely come in the near future. These are things that I am personally excited about since I'm that type of (non)saver. I think there are some interesting things we can do around goals, especially at the point of withdrawal.

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