Budjo
See what you have left to spend without giving apps your bank login
Budjo is a private budgeting app that works without connecting to your bank. You enter your income, bills, and plan yourself, and it shows what you have left to spend today after bills and savings. Checking it takes about 30 seconds in the morning. There is no bank login, nothing tracking you in the app, and no AI deciding anything. Every number is simple math based on what you typed in.
It runs in any browser, works offline, and has a free plan with no card required. Until 20 July, new sign-ups also get three months of the paid plan free. I built Budjo for myself first because every other budgeting app wanted my bank login, and I was never comfortable giving that up.
Use coupon code BUDJOFREE3 for three months free on Budjo's paid plan
More like Budjo
Startups doing something similar, featured in the last two years
Get a daily risk score for your code, dependencies and licenses
Ask your money anything, answered from your own accounts
Create realistic prop finance apps that install on your phone
Send files and text instantly using a six-character code
Track spending, budgets, and savings in one secure place
Manage personal and shared finances in one clear, connected view
The budget calendar designed for irregular income
Split shared bills fairly and automate reminders and payouts
Track time, manage tasks, and send invoices — all offline
Run accounting, POS, and payroll offline with local tools
Free Online Notes Taking App