BeyondBudget
Simulate your financial future with an automated calculation engine
BeyondBudget is a forward-looking budget planner that simulates your finances months and years ahead. Instead of tracking what you already spent, you build a detailed model of your income, expenses, and debt. Then see exactly how your cash, debt balances, and savings change over time. It supports avalanche and snowball debt payoff, calculates how much extra money you have each month for debt or savings, and maintains a safety buffer in your checking accounts. You can model multiple checking and savings accounts, a business account, rewards credit cards, seasonal expenses, and year-over-year cost increases. It's a full simulation of your financial life, not just a spending tracker.
