Umergence is a tool meant to help turn all the good ideas we never act on into something meaningful. Ideas can be privately developed into business plans or executable project plans, and posted for crowd-sourced feedback and voting. Individuals can raise funds through rewards based crowdfunding offerings and new and existing businesses can also raise capital through customized securities offerings with the help of the platform's in-house registered broker dealer. Anyone with skills to share can offer their services for hire and earn money within the platforms integrated marketplace.