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Sats Terminal

Borrow cash against Bitcoin, earn on USDC, spend from one self-custody app

Sats Terminal is a self-custodial finance app for Bitcoin holders. Borrow USDC against your BTC without selling it, earn on idle stablecoins, and spend through a built-in crypto card. Behind the scenes it aggregates lenders to find low rates and handles the bridging and smart contracts for you, sending funds to your wallet in minutes. You keep your keys the whole time. No custodial risk, no KYC.

We're launching soon on iOS and the waitlist is open now. Complete simple tasks and refer friends to earn points and climb the leaderboard. The top 250 unlock a Founder's Badge with lifetime perks, and leaderboard climbers earn up to $1,000 in Bitcoin at launch.

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