Rebl is a charge card designed for those with steady cash flow but relies on access to their bank account instead of their credit score. Our ideal consumer is someone with low or no credit, as well as someone who may have damaged their credit in the past but is rebuilding. We set a low starting limit that grows with the consumer's needs and loyalty with a 30-day revolving payback window. Because of the payback period and full transparency into a user's financials which also us to make on the fly credit decisions, we carry low amounts of risk compared to our competitors and see this as the future of credit.