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Cents

Rounds up your purchases and use your spare change to pay down your debt

Cents

Rounds up your purchases and use your spare change to pay down your debt

Cents is a mobile app that actively eliminates your debt by using your spare change. Every transaction you make rounds up to the nearest dollar to help you minimize the impact of the interest rates on your debt. An easy to understand dashboard displays progress made and shows you the user that there is power in your Cents.

Hey all! We're excited to share Cents on BetaList and hope you'll be interested in joining us for our beta period.

We'll be sending out the first round of closed beta invites in the coming weeks and we'd love for you to be a part of it.

Would love to answer any questions you have!
How does this differentiate from apps like Qoins?
@Davidbonijr Hey Dave! Cents and Qoins have similar goals, which is a great thing because there's a huge debt problem that needs to be solved.

I think the primary difference is in execution. From day one, we'll support over 10,000 financial institutions that we can connect to and pull your data from including bank accounts, credit cards, student loans, auto loans and mortgages. We want to make the process of paying down your debt as mindless as possible. We've spent a lot of time perfecting the UI/UX of our onboarding process to make it smooth and quick to complete.

For the user, this means less time spent inputting information that you might not have handy and gives us the ability to pay down your debt at many more institutions than our competitors.
How exactly does this work? Where do the cents go? Is this US only?
I'm in the UK and don't expect it to work here because Plaid and Finicity both only connect to North American banks. However, I have loaned money (via Paypal) to friends in the U.S, could this app be used by them to send me money via Paypal to repay their debts?

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