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Arca Savings

See how much more you'd earn with a top high-yield savings account

Arca Savings is a free calculator that shows how much interest income you're missing by keeping money at a traditional bank instead of a high-yield savings account (HYSA). Millions of Americans hold savings at big banks paying 0.01% to 0.04% APY, while online savings banks pay 3.5% to 4.5% on similar accounts. Arca shows the exact dollar amount you're missing, compares savings rates from major online banks, and connects you to accounts that pay more. It’s free to use; partner banks may pay referral commissions when you open an account through Arca.

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