Holdings

Combine zero-fee business banking with AI-powered bookkeeping

Holdings offers zero-fee business banking with 1.75% APY and AI-powered bookkeeping. Open accounts quickly, create sub-accounts for payroll and taxes, and issue virtual or physical Visa cards with spend controls. The platform auto-categorizes transactions and generates profit and loss, balance sheet, and cash flow reports, keeping books tax-ready. Deposits are FDIC insured up to $3 million through partner banks, and you can add a dedicated bookkeeper if needed.

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