XOBI is the first virtual assistant in personal finance. Ask XOBI anything. Getting a grip on your finances is now as easy as talking to your phone. Using cutting edge artificial intelligence, you can talk to XOBI as simply as you’d talk to your friend. XOBI gives you instant knowledge and control over every aspect of your spending, immediately improving the quality of your life. With a streamlined, visually-appealing, intuitive interface, XOBI records all your expenditures, creating a journal of your finances, and your life. XOBI instantly captures and categorizes all your spending into an easy-to-access library — all in the palm of your hand.