Access, spend, and manage money globally without, or with a bank account.

Ghinko is a unified global payment and alternate banking financial solution that offers clients a full suite of services in a single platform for instant transactions and easy spending whether or not they own a bank account.

Ghinko brings together tradition and digital finances, connecting emerging and 3rd world nations to frontier markets and financial opportunities without any barriers. We want to make so that performing any type of financial transaction such as sending money locally or abroad, paying for stuff in a store or supermarket, trading cryptos, will be as easy as sending a WhatsApp message. A secured, and instant financial application for everyone, anywhere, anytime.

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