Combine

Keep track of your finances across countries

Combine

Keep track of your finances across countries

Combine is a financial assistant for people who move across countries a lot or just planning to.

It gives you a personalised forecast on how your current expenses would (or will?) look like in another country or city. It also shows all your bank accounts from different countries in one app. You are able to see your current and upcoming payments and get notifications if anything looks like it is out of your usual behaviour.

Irakli Agladze CEO

Denis Moskalets CTO

Evgeny Chuvelev May 31, 2017 6:44pm

👍

Roman Bocharov May 31, 2017 7:10pm

👌🏻💰

Ian May 31, 2017 9:28pm

Hola! I'm unsure of how this works, why it needs to connect to bank accounts, or how it will do that? Normally apps like this can only connect to American banks. The impression I get is that you enter your expenses and the app then calculates and predicts the cost of living in each country based on recent figures and the current exchange rate, is that right?

Maker

Irakli Agladze June 1, 2017 8:56am

@ianmayman Hi Ian, thanks for the question. There are quite a few services that are already able to connect to your bank account in Europe, not only in the US. We're working with one of the leading company providing us with access to major financial institutions. We'll start in Europe and continue expanding worldwide later this year.

Ian June 1, 2017 11:14pm

@iraqlee Thank you. Can I ask which company you recommend for European banks so that I can pass on this information to those American services that no longer connect to European banks?

Unfortunately, your answer doesn't answer my question about how your app creates the personalised forecast, please let me know. Thank you.

Maker

Irakli Agladze June 2, 2017 9:28am

@ianmayman Hi Ian. The company we currently work with is called Yodlee.

Regarding the forecast – we use data from different public sources to collect information on the cost of living and then compare these numbers to your own transactions, creating projections of your expenses based on the difference between two cities/countries. Hope that helps.