Overdraft fee-free with SpotMe
We’ll spot you up to $200 on debit card purchases with no overdraft fees. Eligibility requirements apply.2
Get paid early
Set up direct deposit and get your paycheck up to 2 days earlier than some of your co-workers!3
Say goodbye to monthly fees
No overdraft. No minimum balance. No monthly fees. No foreign transaction fees. 60,000+ fee-free ATMs4 at stores you love, like Walgreens®, CVS®, 7-Eleven®, and Circle K. Out-of-network fees apply.
A new way to build credit
Help increase your FICO Score® by an average of 30 points with our new secured credit card.5 No interest, no annual fees, no credit check to apply. Eligibility requirements apply.6
Pay anyone the fast, fee-free way
Pay friends and family fee-free, no matter what bank account they use. They can cash out instantly7 and securely, no sign-up needed.
Make your money grow fast
2.00% Annual Percentage Yield (APY).8 Set money aside with Automatic Savings features. And never pay a fee on your Savings Account.
Stay in control with alerts
You’re always in-the-know with daily balance notifications and transaction alerts
Security & support you can trust
Security & support you can trust
Serious security
Chime uses secure processes to protect your information and help prevent unauthorized use
Protection and peace of mind
Your funds are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
Anytime, anywhere support
If you need help, Chime’s support channels are standing by 24/7. Reach our friendly team by phone, email, in the app, or check out the Help Center.
Get started
Applying for an account is free and takes less than 2 minutes. It won’t affect your credit score!
Overdraft fee-free with SpotMe.
We’ll spot you up to $200 on debit card purchases with no overdraft fees. Eligibility requirements apply.2
Get paid early.
Set up direct deposit and get your paycheck up to 2 days earlier than some of your co-workers!3
No overdraft. No minimum balance. No monthly fees. No foreign transaction fees. 60,000+ fee-free ATMs4 at stores you love, like Walgreens®, CVS®, 7-Eleven®, and Circle K. Out-of-network fees apply.
A new way to build credit.
Help increase your FICO Score® by an average of 30 points with our new secured credit card.5 No interest, no annual fees, no credit check to apply. Eligibility requirements apply.6
Pay Anyone the fast, fee-free way.
Pay friends and family fee-free, no matter what bank account they use. They can cash out instantly7 and securely, no sign-up needed.
2.00% Annual Percentage Yield (APY).8 Set money aside with Automatic Savings features. And never pay a fee on your Savings Account.
Stay in control with alerts.
You’re always in-the-know with balance notifications and transaction alerts
Security &
support you can trust.Security &
support you can trust.Serious security
Chime uses secure processes to protect your information and help prevent unauthorized use
Protection and peace of mind
Your funds are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.Protection and peace of mind
Anytime, anywhere support
If you need help, Chime’s support channels are standing by 24/7. Reach our friendly team by phone, email, in the app, or check out the Help Center.
Learn moreGet started.
Applying for an account is free and takes less than 2 minutes. It won’t affect your credit score!