The tailored savings account that automatically saves you money, then helps you manage and spend your money in the most effective way. Sign up on our website!

Hi Ian. Thanks for getting in touch. My guess is that you would save lots of money!

There are now quite a few new companies doing cool things in this space. However, the fundamental reason why a person doesn’t save money, is because they spend it. Mulalo turns the problem into the solution by adding on an extra 10% (chosen) saving every time you spend. Therefore converting momentary lapses of self control into savings opportunities.

eg. spend £3.00 at Costa, and save an extra 30p, or £100 shopping and save an extra £10. You can configure the percentages for different categories - you may not want to save as much on your essentials as your 'nice to haves'.

It's our philosophy that you don't always have to compromise on your lifestyle to save money, but if you can afford to enjoy now, then you can afford to put a little bit away for later.

We are not currently regulated by the FCA but are structured in such a way that the money is always yours, so no need to worry about that! Moving forward this is something we're currently working on to give our users extra "peace of mind".